Finance Options

Explore our flexible finance options for insulating your home, including interest-free plans with Q-Card and low-interest loans from NZ’s leading banks.

Interest Free Finance

AAA Insulation accepts Q-Card as a payment option, starting at a minimum of $2,500, allows you to be eligible! Interest free rates apply to the following periods and amounts:

  • 12 Months – $2,500 – $4,000

  • 24 Months – $4,000 – $5,500

  • 30 Months – $5,500 and above

With these flexible finance choices, insulating your home has never been more accessible. Standard lending terms and conditions apply.

Westpac Warm Up Loan

A Westpac Warm Up loan is available to people living in their own homes and to landlords. You can use it for any mix of insulation, eligible heat pumps, double glazing, ventilation, wood burners and solar power systems.

Warm Home Essentials requires a professional installer like AAA Insulation to install your insulation and also require an insulation. A quote is required to pre-approve the loan.

You can learn more about the loan here – https://www.westpac.co.nz/home-loans-mortgages/options/warm-up/

ANZ Good Energy Home Loan

ANZ Bank has recently launched their ANZ Good Energy Home Loan. This provides a top up loan to property owners who already have their home loans with ANZ.

The loan provides up to an $80,000 top up at 1% per annum to help create an energy efficient home. The loan can be used to improve or upgrade insulation, ventilation and even solar.

Learn more about this loan here – https://www.anz.co.nz/personal/home-loans-mortgages/loan-types/good-energy/

ASB Better Homes Top Up

ASB has joined ANZ and Westpac in offering a low interest top up home loan of up to $80,000 with a 1% interest rate fixed for 3 years. The loan is designed to make your home warmer, dries and more energy efficient.

It’s the perfect option when you want to invest in upgrading your home’s insulation. Lean more about ASB’s low interest loan below.

Learn more about this loan here – https://www.asb.co.nz/home-loans-mortgages/better-homes-top-up.html


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